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ISSN Print: 2394-7500, ISSN Online: 2394-5869, CODEN: IJARPF

Impact Factor: RJIF 5.2

International Journal of Applied Research

Vol. 2, Issue 9, Part E (2016)

Risks in banking sector

Author(s)
Soumya Sreedhar V
Abstract
Risk management is the identification, assessment, and prioritization of risks followed by coordinated and economical application of resources to minimize, monitor, and control the probability and impact of unfortunate events or to maximize the realization of opportunities. Risk management’s objective is to assure uncertainty does not deflect the endeavor from the business goals. Risk Management is the application of proactive strategy to plan, lead, organize, and control the wide variety of risks that are rushed into the fabric of an organization’s daily and long-term functioning. Risk is an exposure to a transaction with loss, which occurs with some probability and which can be expected, measured and minimized. In financial institutions risk result from variations and fluctuations in assets or liability or both in incomes from assets or payments and on liabilities or in outflows and inflows of cash. Today, banks are facing various types of risks like Credit risk, Market risk, Operating risk. For any financial institutions like banks, risk management is essential for success and survival in this competitive world. This paper also examined the different techniques adopted by banking industry for risk management. For this study data collected from secondary sources.
Pages: 328-330  |  479 Views  19 Downloads
How to cite this article:
Soumya Sreedhar V. Risks in banking sector. International Journal of Applied Research. 2016; 2(9): 328-330.
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