International Journal of Applied Research
Vol. 3, Issue 4, Part H (2017)
Women empowerment through financial inclusion – A study with reference to YSR Kadapa district of Andhra Pradesh
V Guru Leela Kumari and Dr. SEV Subrahmanyam
Financial inclusion is considered as one of the important indicator of inclusive growth. So in recent years the Indian government is giving top priority to financial inclusion. The basic concept of financial inclusion in a country like India is having a saving or current account with any bank. But in reality it includes loans, insurance and much more. In India, the term ‘financial inclusion’ was first introduced in 2005 and that too, from a pilot project in UT of Pondicherry, by K.C.Chakrabarthy, Chairman of Indian Bank. Financial inclusion is aimed at providing banking and financial services to all people in fair transparent and equitable manner at affordable cost. The present study depends on secondary data. In this study gives a clear picture about the positions of households availing banking services in YSR Kadapa District of Andhra Pradesh and initiatives towards financial inclusion in India and also identifies the causes of financial exclusion of women. It found that it is necessary to improve the financial inclusion by extending and delivering of financial services through new models and frame effective measures towards financial inclusion of women. Hence this leads to improve the financial inclusion among women’s and access timely credit for their empowerment as well as strengthen socioeconomically.
How to cite this article:
V Guru Leela Kumari and Dr. SEV Subrahmanyam. Women empowerment through financial inclusion – A study with reference to YSR Kadapa district of Andhra Pradesh. International Journal of Applied Research. 2017; 3(4): 509-513.