Vol. 2, Issue 12, Part I (2016)

Abstract
The aim of this paper is to study the reality of the Islamic financing and its prospects of development in the Jordanian cities and villages. Questionnaire was designed and distributed among employees in the Cities and Villages Development Bank who were randomly selected from the study population. 79 employees were participated in this study. The results indicated that the reality of the Islamic financing in the Cities and Villages Development Bank from the perspective of its workers did not reach the limit. There is a medium degree of the effectiveness of the methods and formulas of the Islamic financing from the perspective of its employees. Finally, the absence of education and training in the field of Islamic financing among employees is considered one of the constraints facing the application of the Islamic financing in the Jordanian cities and Villages Development Bank.