Vol. 3, Issue 7, Part S (2017)

Abstract
Banking is important to all economies and is one of India's fastest-growing sectors. The competition is fierce. Despite the threat posed by multinational players, domestic banks - both public and private - are also seen as being rigorous in pursuing a competitive edge through acquisitions or mergers with potential opportunities. There have been various mergers in the banking sector since the start of economic and banking reforms in 1990. Severe competition among companies in the same sector, which focuses on economies of scale, cost-efficiency, and profitability, is a major driving force for mergers. The belief that a bank is "too big to fail" is another factor behind mergers. The effect of mergers on post-merger banking performance is investigated in this paper.