International Journal of Applied Research
Vol. 6, Issue 3, Part D (2020)
Control measures of non-performing assets (NPA) in Indian banking system: A comprehensive study
Dr. Ashish Khandelwal and Rumjhum Choudhary
The problem of losses and lower profitability of Non-Performing Assets (NPA) and liability mismatch in banks and the financial sector depend on how various risks are managed in their business. The lasting solution to the problem of NPAs can be achieved only with proper credit assessment and risk management mechanisms. It is better to avoid NPAs at the market stage of credit consolidation by putting in place of rigorous and appropriate credit appraisal mechanisms. To improve the efficiency and profitability of banks the NPA need to be reduced and controlled. This study tries to understand the effectiveness of existing measures in handling existing NPAs and the effectiveness of measures in controlling the incidence of new NPAs.
How to cite this article:
Dr. Ashish Khandelwal, Rumjhum Choudhary. Control measures of non-performing assets (NPA) in Indian banking system: A comprehensive study. Int J Appl Res 2020;6(3):205-207.