Vol. 6, Issue 6, Part D (2020)

Abstract
The bank is most crucial institution of any countries’ economy. It is play significant role of flow of money. In general bank can be defined as mediator which is play role as accepting the deposits from public, for the purpose of lending to who has required to funds. There mainly two type of bank exists in the economy in which first considered as public sector banks and second one considered as private sector bank in former bank government play significant role to manage it and latter has also govern by RBI but up to certain limit. In modern time banking activities are going on rapid way and role of bank in economy as important as oxygen for human body so, in this study attempt is made for identification of profitability and management efficiency for selected private sector banks with the help of profitability ratios like Interest spread ratio, net profit margin ratio, return on net worth ratio and management efficiency ratios like net interest income to total fund ratio and non interest income to total fund ratio. From 2014-15 to 2018-19 considered as time period of the study. As accounting tool ratios analysis and as statistical tool one way anova have been used for the identification of results. The major findings of the study was except net interest income to total fund ratio all ratio have no significant in rotation with performance between banks.