Vol. 8, Issue 1, Part B (2022)

Abstract
RRBs were set up with the intention of taking banking services to the villages to cover such categories of rural masses, which hitherto were considered un-bankable by other RFIs specially the commercial banks. The Regional Rural Banks (RRBs), with focus on serving the rural areas, form an integral segment of the Indian banking system. Most of the branches of the RRBs, constituting more than one third of the total rural branches of all the scheduled commercial banks, operate in rural areas. This study is gathered from secondary sources that are from the published annual reports of RBI for the financial year ended 2005 to 2020. In this paper an attempt is made to analyze the financial performance of Regional Rural Banks in India. The study has been taken up for the period 2005 to 2020.