International Journal of Applied Research
Vol. 1, Issue 10, Part M (2015)
Adoption of Basel I, II and III Norms by Indian Commercial Banks
Risk and returns are core pillars of Financial System and Banking Industry. Due to basic business of lending & borrowing, banks have credit risk. Similarly due to treasury & investment operations, market risk is inevitable. Basel Norms were seen as blessing in overcoming said risks. Present study is undertaken with an objective of analyzing to what extent Indian Commercial Banks have adopted Basel Norms I, II and III. Almost all banks have adhered strictly to Basel I Norms. With respect to Basel II, all selected Nationalised and private banks have fared well. HSBC has maintained maximum tier I and tier II capital accounting to 17.38 in contrast to 10.26 of Allahabad bank, which is lowest.
How to cite this article:
Vasantha Kumari, Dinesha GA. Adoption of Basel I, II and III Norms by Indian Commercial Banks. Int J Appl Res 2015;1(10):883-886.