Vol. 2, Issue 1, Part A (2016)

Abstract
Mobile banking is a term used for performing balance checks, account transactions, payments, credit applications, loans to farmer households, time demand deposits transfer, third- party depository, customized message, account management, personal setting and etc. Technology has a major impact in helping banks service their customer was with the introduction of the Internet banking. Internet Banking helped the customers to access their account at any time. Customers could check out their account details, get their bank statements, perform transactions like transferring money to other accounts and pay their bills sitting in the comfort of their homes and offices. The main benefit is that cell phone is more portable than even the smallest notebook. Mobile banking is convenient. Anytime-anywhere account access makes seat-of-the-pants one management possible. In this paper deals the utility of mobile banking and to study gives adoption and acceptance of mobile banking system, perception of mobile banking users, and analyze important factor is needed to adopt mobile banking system in Tiruchirappalli City, Tamil Nadu.