International Journal of Applied Research
Vol. 6, Issue 12, Part C (2020)
Functions and performance of regional rural banks in India
Regional Rural Banks plays a pivotal role in the agriculture and rural development of India. The RRBS have more reached to the rural area of India, through their huge network. The success of rural credit in India is largely depends on their financial strength. RRBs are key financing institution at the rural level which shoulders responsibility of meeting credit needs of different types of agriculture credit in rural areas. At present, most of the regional rural banks are facing the problems of overdue, recovery, nonperforming assets and other problems. Therefore, it is necessary to study financial performance of RRBs in India. This paper attempts to analyze the financial performance of RRBs in India during the period 2008-09 to 2010- 2011. The study is based on secondary data collected form annual reports of NABARD and RBI. An analytical research design of Key Performance Indicators Analysis such as deposits, loans, investments and growth rate index is followed in the present study. The study finds and concludes that performance of RRBs has significantly improved.
How to cite this article:
Dr. Srinivas, Dr. Thippanna. Functions and performance of regional rural banks in India. Int J Appl Res 2020;6(12):161-165.