Vol. 10, Issue 4, Part D (2024)

Abstract
Indian Banking industry is sufficiently capitalised and well regulated by RBI. The State Bank of India's (SBI) is largest bank in India. It has more then 24,000 branches, 195 foreign offices across 36 countries and more then 59,000 ATMs. HDFC Bank Ltd. is India’s largest private sector bank by assets. In the 1980 CAMEL rating system was first introduced by U.S. supervisory authorities as a system of rating for on-site examination of banking institutions. CAMEL is an acronym for five (Now Six-Camels) components of bank safety and soundness. In this study we analysis only 5 acronyms are used for data analysis and interpretation. From this study, it is clear that HDFC has been a better performer as compared to SBI for the study period that is 2013-14 to 2022-23.